I was hit from behind. I was rear-ended by a 1991 Suburban, you know when vehicles were still made out of steel. I sustained a whip-lash injury and damage to my vehicle. Meanwhile, he didn't have a scratch on him or his car (Note to self: Get a 1991 Suburban, lol!).
After spending 3 hours in the ER, I was released. It's always so much fun, sitting in the ER waiting room at 11:00 pm. You would be amazed the weirdo's it attracts. There was this lady hacking up a lung so much, I almost threw up. (Note to self: Congrats on quitting smoking and hopefully avoiding that in the future)
I am now fighting the good battle with the insurance companies. I don't understand why it is so difficult to even talk to an agent. It is like they lose all common sense and humanity when they sign up for the job.
The process is all new to me, but why must I be the one to have to call both insurance companies, come out of my own pocket, and not get a straight answer from either side, when I am the victim?
The other driver admitted fault, was cited on the accident and I am the one having to jump through hoops. Meanwhile, his insurance can't get in contact with him.
How is that my problem?
I just learned yesterday that I will need physical therapy and my medical insurance only covers 80% after I meet the deductible....OH GREAT more freaking money out of my pocket with hopes of recovery....
I was trying to avoid talking to all the lawyers, but now I know why victims, such as myself, are so frustrated. Even with my own insurance company, you would think they would be willing to help me out with at least the deductible....
Sorry had to get that off my chest before I went berserk.
Heed the warning....Avoid accidents at all costs, lol!!
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